Safe Haven Homes

SAFE HAVEN HOMES along with
Quality Affordable Homes &
Consultants Combine Expertise
to Give You the Ultimate in .......

a Safe, Energy Independent, Secure, “Safe Haven Home” that can provide you not only a primary residence but incorporate a retreat and refuge living capability (often referred to as “Off-the-Grid”) in one smart package.  Moreover, when combined with the “Smart Home Program” it can also become a powerful wealth building plan.  Truly, the best of the best in home ownership well worth your investigation. (SEE BELOW for “THE DAY AMERICA STOOD STILL”)

The Day America Stood Still

A Fictionalized but Accurate Portrayal of what America
May look like in Case of a Catastrophic Event

Also included following “The Day America Stood Still” is another fictionalized but accurate portrayal of how a Safe Haven Home can be a incredible home that help you weather such an event as no other dwelling.  Make sure to read “A Safe Escape”.

THE DAY AMERICA STOOD STILL (and more)

Features

"The Day America Stood Still"

"A Safe Escape"

The Miraculous Combination of a Safe Haven Home Coupled with the "Smart Home" and "The Smart Home Program"

YouTube Features

The Day America Stood Still

Around 2010, I read a report about the Carrington Event, considered to be one of the most powerful solar storms ever recorded in history.  Here is what happened…..

“On Thursday, Sept. 1, 1859, British astronomer, Richard Carrington, was sketching the projected image of a solar flare. As he observed a large sunspot group, two kidney shaped spots of blinding light appeared on his shaped glass screen, where an 11 inch image of the sun rapidly changed as he watched.

The next day at dawn, virtually the entire world witnessed auroras in every color, blazing forth so brightly that witnesses reported being able to read newspapers by their light at night.  Similar experiences were reported at latitudes as far south as Cuba and Hawaii. Normally, equatorial auroras are unheard of.

Today’s astronomers say that Richard Carrington recorded an extremely rare magnetic explosion of some sort, just above the Sun’s surface.  Also, the only “electronic” system in existence at the time was the telegraph, which was powered by wet-cell batteries, and worked by the simple opening and closing of switches. 

The clacking keys transmitted code along a primitive system of electrical wires.  Following the Carrington event, these systems began to malfunction on a worldwide basis.  So strong was the electrical induction of the earth’s magnetic fields that sparks set the telegraph paper on fire by this solar flare.  Incredibly, when the operators disconnected the wet-cell batteries that powered the telegraph, the telegraphs still continued to function, so strong was the electrical induction.

Experts say that if such an event were to happen today, it would “blow-up” our national electric grid, hence producing a global catastrophe.  Not only would this happen to our country, but nations throughout the world that uses a system of electrical distribution like ours which practically every nation does.

Currently we have technology that wasn’t dreamed of in 1859 – a system of high-voltage electric power grids.  Not only that, but these grids are controlled by computers, which control hundreds of huge transformers.  The National Academy of Sciences issued a report that is chilling in its implications.  It states if another Carrington event (or even a similar eruption of lesser power) were to happen today, the entire U. S. power grid would burn out within a period of a minute or two!

Think of it, everything electrical would stop – lights, motors, air-conditioning, heating, communications, the internet and more.  A real emergency would ensue.  Transportation would halt.  Supermarkets would run out of food.  Gas station pumps would cease to function because gasoline would not be able to be pumped.  Financial markets and banks do business electronically so they would shut down!  There can be no question about it, such an event would bring the civilized world to a halt.”  Truly, America would “stand still”.

The Carrington Event took place in 1859.  That was over 150 years ago!  Is there any concern today for an event like that taking place today?  Definitely!  On Dec. 15, 2010 Liz Goodwin reported in “The Lookout” that a series of solar filaments which had been lurking atop the sun for weeks finally exploded releasing releasing high energy plasma into the solar system.  So significant was this outburst of electromagnetic energy from these explosive solar flares, NASA scientists dubbed it “The Great Eruption”.  NASA scientist Karel Schrijver concluded, “We see that solar storms can be global events, playing out on scales we scarcely imagined before.”  Thankfully, these high energy storms disperse before reaching our atmosphere.  But precedent certainly shows this will not always be as the Carrington Event has shown.

But it just wasn’t the danger of natural events that began my concern of how to protect my family against one of the most catastrophic dangers involving the takedown of the national electric grid.  Actually, it was a terrorist act that actually took place that really got my attention.  Here is what happened….

On April 16, 2013 a trio of men slipped past security cameras in a remote substation in upstate California.  They were able to cut power to the site’s emergency phone system.  Armed with military assault rifles, they rained down bullets on critical equipment.  The attack took less than 20 minutes, destroyed $15 million in equipment and most important…nearly caused a statewide blackout across California.  Thankfully, quick thinking engineers where able to redirect the flow of electricity before losing control of the entire system. 

The conclusion: Jon Wellinghoff, former chairman of the Federal Energy Regulatory Commission (FERC), called it “The most significant incident of domestic terrorism involving the grid that has ever occurred”.  The Wall Street Journal quoted a former official who believes the attack was merely a “dress rehearsal for a larger event.”  And Rich Lordan, a senior executive for the Electric Power Research Institute, said the attack “appears to be preparation for an act of war”.  But these are not the only voices crying “DANGER”.

Consider what the head of the Task Force on National and Homeland Security had to say, “There is an imminent threat from ISIS to the national electric grid.”  Also Iran and North Korea are both actively pursuing ways to take down our grid, according to President Reagan’s former Science Advisor, Dr. William Graham. (10/1/22 UPDATE: Today, China may pose to be the greatest threat to our country regarding the use of ng a EMP weapon.  To read the details, CLICK HERE and check the section “Present Dangers” in the link “What is a Safe Haven Home”)

David Fessler, an electrical engineer and chief Energy and Infrastructure Strategist for one of the top financial firms in the world believes this event could portend incredible devastation to our country.  His analysis has revealed that there are approximately 55,000 substations in our country.  According to FERC, and this is their exact language: “Destroy NINE interconnected substations…and the entire Untied States GRID would be down for at least 18 months, and probably longer.”  If such an event takes place, it would knock out power to more than 300 million Americans.  Our nation has approximately 350 million people living on its mainland, therefore, for all practical purposes this would affect the entire nation. 

Where does the problem in all this lie?  It’s the availability and sustainability of electrical transformers. John Kappenman of MetaTech states when electric transformers blow, they can’t be repaired in the field.  And most will not be able to be repaired due to level of destruction each one would sustain.  He states that at this time, there is a one to three year delay between placing an order for a new transformer and getting one.And herein lies the reason why it could take America 18 months to recover from a catastrophe such as this, if not longer.

That is why I believe the takedown of the national electrical grid is one of the greatest dangers we face in our nation at this time.  Just think about it, not having electricity for 18 months or longer.  And it’s not only solar flares we have to be worried about.  Mankind induced catastrophies can also cause the same.  For example, nuclear warfare, EMP atmospheric produced nuclear detonations, cyber-warfare, terrorist attacks can also cause the same.

Please consider the seriousness of this situation and the danger it poses.  Realize that the Federal Energy Regulatory Commission (FERC) has come to this conclusion, not some self serving “off the grid” guru or financial promoter trying to capitalize on fear and “end of the world” scenarios.

So what would it be like if we lost electricity for an extended period of time?  Essentially, our entire economy would be brought down.  Consider the collateral effects: all electronic transactions could not be executed.  Stores could not process credit card transactions, which most of America relies on to conduct business.  Even cash transactions could not be properly executed since registers could not operate.  Vendors could not be paid.  Banks would be shut down because the mass of people wanting to get cash would overwhelm the system multiple times over.  Not only that, banks could not carry out electronic transactions or money transfers either, making them totally non-functional.  The entire banking system would freeze-up and then collapse.  With so little cash, even if registers or tills could be manually operated, people for the most part would not have enough cash to pay for anything. 

Since gas stations rely on electrical pumps to deliver gas into gas tanks, cars would soon not be able to operate until electricity was restored.  You no longer could go to work unless you lived but a few miles from your workplace.  But what good would that do if your business needs electricity to operate.  And even if your company was totally energy self-sufficient, goods and services no longer could be delivered because fuel is not available.  City and town water would probably shut down because these pumps require electricity as well.  Unless you had natural gas, you would not be able to cook food.  And whatever you have in your frig will spoil within a few days.  If you live in Florida and other hot temperate spots in the nation than the only thing which would bake or boil is you because of temperatures going into the high 90’s and possibly triple digits inside your home – especially in the summer.

Moreover, financial stock markets and brokerage firms will also be frozen.  Therefore, you most likely will not be able to perform vital stock market transactions.  If so, you will probably lose it all since the markets will tank to levels never seen before.  Sadly, there is nothing you will be able to do about it. Even if emergency electrical power was available for phone service, the system would be so overwhelmed, you most likely would not be able to get through to execute your trades.  And even if you could, like banks, stock brokerage firms would not be able to process electronic transactions.  Worse, if you wanted to liquidate your accounts to get sorely needed cash, this again will also not be possible because like banks, they will not have the cash to cover the requests.  Can you grasp the enormity of the problem?  Can even conceive of the utter devastation this will bring?”

No, not really.  One can never fully grasp the immensity and collateral effects that can take place with the collapse of the electric grid of this magnitude.  And to add even greater weight to a potential catalyst that can bring on an electrical grid failure, we now need to be concerned about cyberattacks.  We now know that cyberwarfare attacks have this capability as well.  The closest example of this was the takedown of Colonial Pipeline. Here is what happened according to Wikepedia….

On May 7, 2021, Colonial Pipeline, an American oil pipeline system that originates in Houston, Texas that primarily  transports gasoline and jet fuel suffered a ransomware cyberattack that impacted computerized equipment managing its pipeline. The company halted all pipeline operations to contain the attack. Overseen by the FBI, the company paid the amount that was asked by the hacker group (75 bitcoins or $4.4 million) within several hours.  Upon receipt of the ransom, an IT tool was provided to the Colonial Pipeline Company by DarkSide to restore the system.

Within a few days, fuel shortages began to appear in five states, mostly in the south.  Thankfully, by May 15, eight days later, all Colonial Pipeline systems returned to normal. 

What were the effects of this attack?  The Federal Motor Carrier Safety Administration issued a regional emergency declaration for 17 states and Washington, D.C., to keep fuel supply lines open on May 9.  Although Colonial does primarily operate in the southeastern United States, it transports gasoline, diesel and jet fuel from Texas to as far away as New York.  Incredibly, about 45% of all fuel consumed on the East Coast arrives via this pipeline system.  In the final analysis, it was the largest cyberattack on an oil infrastructure target in the history of the United States. 

Can you imagine the consequences of such an attack on multiple fronts?  Energy distribution systems, electric grid distribution systems, banking and even communication systems.  The list could be endless.  Therefore, a well coordinated high level cyberattack by any hacker or hacker group could result in serious shutdowns involving infrastructure management systems.  This could involve local, regional and even national shutdowns with catastrophic consequences. 

As though this wasn’t a sufficient cause to have one consider possible solutions to combat such devastating events, add to this another danger such as a nuclear generated electromagnetic pulse (EMP), possibly the most dangerous as the potential for its use is at the highest level. An nuclear EMP is not a natural event such as the Carrington Event, but brought about by man himself.  Essientially, a nuclear generated EMP is almost identical to a solar electromagnetic pulse.  In this case, a fairly good sized nuclear warhead is exploded in our atmosphere well above ground, around 12-24 miles high. Amazingly, there are hardly any blast effects experienced on the ground rendering the area free of physical damage.  However, the electromagnetic pulse generated is great enough where practically all electronic devices (any device that contains and is controlled by computer chips) such as computers, TVs, cars, appliances – almost everything – is “fried” by the pulse.  It has been determined that 9 to 12 strategically placed nuclear weapons in our atmosphere throughout our country could take down the entire national electric grid. This is something to be seriously concerned about.

The following account is a fictional yet accurate portrayal of a nuclear induced EMP event that takes down America’s electrical grid.  In this account, we share a likely scenario that would play out if one owned a Safe Haven Home.  We hope this will give you a hopeful view for what a Safe Haven Home can do for you, especially one that’s located in a great refuge location. 

A Safe Escape

On Easter Sunday, April 20, 2025 the unimaginable happened. America suffered an EMP attack!  We were told that its origin could not be ascertained, as by this time Russia, China, North Korea, India and Iran not only had land based intercontinental ballistic missiles but also intercontinental capable submarines. Sadly, our defense department could not determine which country shot off the nuclear missiles which were intended to cause a national EMP.  Not only that, although our surveillance technology was capable of detecting the launch in international waters, it was so close to our shore that it took less than 10 minutes for it to achieve it’s most damaging effect.  And the greatest damage was the takedown of America’s national electric grid, the intended goal of this attack.  It had been predicted that a nuclear EMP event over our country could cause greater overall damage than even a number of detonated nuclear bombs going off in key cities and strategic locations.  It was so hard to believe because as you looked over the landscape, it was as though everything was fine and nothing happened.  Even the birds were still happily tweeting away.  It was at night when you noticed something was definitely off.  All was dark except the shining of the stars and moon.  And a new type of darkness began in our country that was never experienced before.

That day, all the consequences of what one would expect from a nuclear EMP attack transpired as predicted, plus some.  However, since we had significantly prepared for this possibility, we really felt confident that we could weather the storm so much better than the rest of those who had not.  The operative word and action in this regard was “preparation”.

Let me explain what we had done to prepare.  In my investigations, it was highly recommended that a “refuge” location be found to avoid the extreme civil unrest that would likely come following an electric grid takedown or any other major catastrophe of this nature.  This decision by and large would be become the safest and most secure move one could make to avoid the consequences of such an event (CLICK HERE to read what one can expect in the first 40 days of such an event).  However, my wife and I had important positions that required us to live where we were. Besides this, we also had family and close friends that we didn’t want to leave.  I’ve learned that nearly 80% – 90% of Americans are in this position.  Yes, many like us would like to check out “refuge” locations in safe regions of America and even foreign lands and desire to move there, but in the final analysis we needed to first concentrate on establishing a “Safe Haven Home” in the area that we called home. 

Since I was a builder and knew how to build a “Safe Haven Home”, I sought a single building lot that would provide the most protection for the area we were living in.  Thankfully, we came upon a gated small subdivision that offered lots for sale.  One of the initial concerns that needs to be addressed is finding a secure and protected location as possible.  Usually, this means moving to as much of a rural area as possible, especially one removed from a densely populated area.  Finding a gated small subdivision is highly recommended as a gated community would provide the first line of defense in keeping unwanted intruders out.  However, these may be few and far between and if so, you need to then find as remote of a lot as possible, especially if gated communities are not readily available in your area.  But no matter whether you can find that “safe” rural lot location or not, we highly recommend that you install a gated entry to your property and if possible, build a protective perimeter around the front.  This can be done with secure fencing made of brick or a stucco block wall or by simply planting thick and fast growing vegetation around your property’s perimeter to act as a natural wall.  These help to hinder and possibly even stop intruders from entering your “compound”. As you can imagine, this is not the time to be “showing off” your stuff.

Another feature that I look for in purchasing a lot is the ability to install a water well and septic system for private use.  The advantages are obvious.  With the grid going down, your city would not be able to supply you with city water.  And city sewer systems would be rendered inoperative because lift stations will not work, including the sewage treatment plants.  The consequences of this is that your toilets and showers will back up with sewage. Yuk!  (Note: even if you have to live in a city with no ability to install a private water supply or septic system, our “Practical Considerations for Building a Safe Home” will give you some solutions for this dilemma.). 

Most septic systems function on gravity, hence we don’t have to worry about electrical power to operate them.  However, this would not be true with a water well.  Most artesian water wells use submersible pump technology to provide superior service for water availability.  But they operate on electricity.  How then do we get water into our house?  The next paragraph gives the solution.

With the technology available today, an electrical solar generation system with lithium battery backup is capable of powering practically the entire home throughout the whole day and night.  Because we live in Florida where central air conditioning is a must, we elected not to upgrade to a massive 240 volt system that would be needed to air condition our whole house.  The reason is it would use far too much electricity which would expend a battery based reserve system (the only exception to this would be the use of a secondary system, which will be explained later). Instead, we chose to install a small wall A.C. unit located in the family room that was capable of being closed off.  This was sufficient for our entire family of six, as we would all sleep there when it was absolutely imperative to have air conditioning available.  In Florida, this was practically a requirement.  From mid – May to the end October nighttime temperatures would often hover between 75 and 80 degrees.  Some would question the need for A.C. at what appears to be moderate temps.  The problem is not with the temperature, but the humidity levels.  Humidity levels between 80% – 90% are typical during the hurricane season marked between June 1 – Nov. 1.  Even night-time temperatures between 75 to 80 degrees with this level of humidity makes for extremely stifling conditions. During the day, the humidity would usually drop off but sadly was replaced with temperatures usually reaching 90 to 95 degrees. Combined with much greater sun intensity, heat indexes between 105 – 115 degrees in Florida are not uncommon during the extended summer/hurricane season.  As an interesting bit of information, population levels in Florida have skyrocketed to 23 million for the year 2025. I truly believe that if air conditioning did not exist, Florida’s population would most likely be well under 6 million (it was recorded at 5.8 million in 1965) due to it’s rather intense summer subtropical climate.

What is so beneficial with solar generated electric power systems is the availability of programs that help finance the costs of purchase and installation. In many instances out of pocket expenses are minimal if not zero. Combined with electric energy credits offered by the government and electric energy buy – back programs offered by the electric companies, solar generation systems are well worth the investment.  However their greatest benefit, by leaps and bounds, is the ability to generate your own electricity when the grid goes down.  One needs to recognize that with a national grid collapse, especially caused by an EMP, it could well take between one to two years for America to regain full functionality due to transformer shortage that still exists. Therefore, solar power systems will be one of your best solutions in preparing for a serious catastrophe (i.e. grid failure) while beforehand helping to save money and the environment.  I truly believe it is a win-win situation.

The next most dangerous element regarding an EMP event is the destruction of all electronic devices in your home.  An EMP produces extremely high magnetic flux conditions in the atmosphere, which descends to ground level and effects two groups of devices.  The first group affects all your devices connected to the household electrical system. The reason for this is that an EMP uses power lines as a highly conductive antennae to multiply its effects.  This causes a power surge so powerful, that it blows out any and all electric devices connected to it.  Hence refrigerators, microwaves, washers, dryers, A.C. units and practically all devices that use microchip technology will be destroyed by this extremely high burst of surge energy.  The only way to prevent this is to employ a whole house surge protector.  Numerous electric companies are now offering such protection at a monthly cost.  Or, you can purchase a surge protector for a one time cost (check out our Resources link by CLICKING HERE).

The next EMP danger to all your electronic devices are those not connected to the electrical system of your house.  These are affected by the direct EMP burst on the item itself.  There has been controversy lately as to whether this is a real danger or not.  The answer to this controversy rests on the distance the EMP source emanates from your house.  But the problem is who knows where this source will emanate from?  Moreover, what if the source is a super powerful solar flare(s) of the nature that took place with the Carrington Event?  If so, it doesn’t matter where you are as the whole earth will be affected by the extreme global ionization of the upper atmosphere.  Therefore, it becomes incumbent to make your whole house as EMP resistant as possible.  And as we have said before, this can be done at a very reasonable cost, making it one of the most value based protections you can employ.  Again check our our “Resources” link for availability.

Making a single family residence EMP resistant employs two primary methods.  The first is to protect against electric power line surge coming into your home.  This is done with a surge protector as mentioned earlier.  These are available from most electric power companies (check with your local electric utility) or are available at our website. The second method is to protect your home with an all encompassing protective EMP shield. In fact, there is even EMP resistant paint available that can be used on existing homes at a very reasonable cost.  Adding this to a new construction home in addition to a total house EMP shield only adds greater resistance against a very powerful EMP, possibly providing 100% protection.  We explain our methods and supply contacts for accomplishing this in the book, “Guidelines to Establishing a Safe Home”, again available from our website.

Other beneficial and protective methodologies are covered in the book as well.  For example, the book explains the benefits of constructing a basement whenever possible, installing a water collection system, setting up a greenhouse in your garage and numerous other concepts and ideas to make your personal home as independent and secure as possible.  

We want to emphasize that building a “Safe Haven Home” might be more affordable than you anticipated.  Using the financial options available to install a total solar generating system, your out of pocket expenses for becoming energy independent may be close to zero as mentioned earlier (especially true with Federal solar credits being offered).  I estimate making a home fully EMP resistant (meaning whole house coverage, not 100% resistant capable) should cost anywhere between 3%-5% of the total construction cost.  Considering the level of protection this can offer, we believe it is well worth the expense.  Implementing the cost of adding other construction enhancements to establish a very robust “Safe Haven Home”, we estimate costs should come in around 10% higher than with a standard build home (note: this figure does not include the costs for protecting a “Safe Haven Home” against nuclear blasts).  So, if your looking at a house that will cost approximately $500,000 to build on a standard basis, to make a very robust “Safe Haven Home”, you would have to add around $50,000.  Again, we believe this is well worth the protection and energy independence you can achieve. Moreover, we believe these additions to the house will increase its net value well over the cost of the improvements upon resale.  In Guidelines to Establishing a Safe Haven Home, we devoted a special page that details the approximate costs for adding these features.  Not only that, we also prioritize them in the order of importance so you can assess the cost to benefit for each of them.  Just go to our Resources page and order your copy today by CLICKING HERE.

Through the course of my research, I discovered that the anticipated civil anarchy that would take place following the takedown of the national grid (whether by an EMP event, cyberattack or nuclear holocaust) can become life threatening.  As such, even a “Safe Haven Home” located in a gated community within a fairly dense population (i.e. large cities over one million including adjacent metropolitan areas) may be in danger of being over-run by masses of people wanting to find safety, food and secure shelter.  For this reason we decided to build a second “Safe Haven Home” in a more remote location which I define as a true refuge area. A second resource is in the process of being published which details the safest locations that can be found not only in America, state by state, but includes a survey of the safest nations one would wish to consider fleeing to if desired.  Check out this website, www.Safe-Haven-Home.com, for upcoming details on its release.

The Miraculous Combination of a Safe Haven Home Coupled with the "Smart Home" and "The Smart Home Program"

There cannot be any question that a Safe Haven Home is one of the safest and most secure homes that can be built today.  The protection it offers against electric grid takedown, EMP induced electronic destruction, high wind incursion, among numerous other elements is second to none.  Moreover, because such a home can also provide electrical energy independence (via solar power generation), water and waste independence, and if desired, provision for a conducive home garden arrangement – makes the Safe Haven Home not only “home, sweet home” but a mighty fortress against the dangers that we are seeing coming forth in this day and age.

Most notably, these modifications and additions can be incorporated in the construction of a Safe Haven Home at a very reasonable cost.  We calculate the cost of these improvements would typically be around 10%-15% above a standard constructed home if utilizing full implementation.  Selective implementation can reduce the cost stepwise as you so desire. 

The safety and self-reliance such a dwelling can provide for the cost is extremely value based.  We believe these modifications can actually increase the value of your home by a factor of two to three times the expense which the improvements cost.

But it doesn’t have to stop here.  We would like to show you the added benefit of adding a “Smart Home” design criteria to a Safe Haven Home.  To be clear, this concept does employ the use of a segregated living area that is intended to be rented out as income property.  We call this type of a home a “Smart Home” concept.  We realize that not all people would be interested in such a program.  However, if you are open to this idea, we would like to present  to you a nutshell view the near miraculous financial rewards that can potentially be achieved using the “Smart Home Program”.

A Quick Snapshot of How it Works

At our Quality Affordable Homes website, we give a detailed analysis how you can realistically become a millionaire (and possibly a whole lot more) within a standard time frame of a 30 year mortgage.  If you wish, you can CLICK HERE to view the details how we arrived at this projection.  Otherwise,  if  you would prefer a quick reading “snapshot”, just continue reading.

In this short presentation, we show how a homeowner can realistically pay off a 30 year mortgage at $400,000 at 5% interest within a time frame of nearly 16 years or less.  This  is all possible by combining  the nifty tools of mortgage acceleration concepts and allowable IRS tax deductions.  Also included in the mix is our income generation capability by utilizing the “Smart Home Program” as described below.

The "Smart Home Program"

Let’s take a look at some of the initial benefits that can be derived from utilizing the “Smart Home Program”.  Consider that we can generate a conservative $850/month rental income from the “addition” of the Smart Home.  As an example, if we built a Smart Home for $400,000 at a 5% fixed interest rate, your monthly mortgage payment would be $2,147.29 (remember, this does not include property tax, house insurance and private mortgage insurance (PMI) which we calculate at about an extra $400 monthly.) Adding the mortgage with house insurance, taxes and PMI brings us to a total of about $2,500/month.  

However, by subtracting out the $850/monthly rental income that we estimate can be obtained from renting out the “addition”, we are able to reduce our monthly mortgage payment from $2,500 to $1,650 monthly.  This makes the mortgage not only more manageable to pay, but offers additional funding to pay bills, purchase additional items for the house, apply to savings and so forth.

Another way to view this would be on a yearly basis.  At $2,500/month, your total housing expense (mortgage, taxes, house ins. and PMI) comes in at $30,000 yearly.  The monthly income generated by the “addition” comes out at $10,200.  In perspective, if you could save $850 monthly over the life of a 30 year mortgage, your total income generated by this arrangement is $306,000 ($850 x 12 mo/year x 30 years)!  Friend, this is not “chicken feed” and paints a realistic picture for serious debt reduction, investment, and a retirement savings program.

By the use of income generation, mortgage acceleration concepts and fairly liberal tax deductions afforded to home owners by the Internal Revenue Service, we are able to increase the value of the original $400,000 home to nearly $921,800 within a period of a little over 16 years.  However, two very important points need to be emphasized.  First, by using the “Smart Home Program”, you are able to become mortgage free within an approximate 16 year time frame (16 years and three months to be exact) from a typical 30 year mortgage.  Not only that, within this 16 year period of time, we now TOTALLY OWN the previous indebted $400,000 house free and clear.  The icing on the cake, so to speak, is that in this 16 year period we calculate our home to be worth around $921,800 – NEARLY $1 million due to income generation, mortgage acceleration concepts, permissible tax deductions and home equity valuation increases.  So not only do we own the house free and clear, but have also added another $521,000 in profit. This truly is a FORMIDABLE sum which very few investments would be able to match.

Phase Two of Becoming a Millionaire (and much more) Using the "Smart Home Program"

Phase Two in realistically becoming a millionaire (and much more) is that we take the “Smart Home Program” a little further.  We consider what would happen if you would continue paying an imaginary mortgage of the same amount that you had been doing for the last 16 years.  We assumed this shouldn’t be a problem since you had been doing this for a little over 16 years anyway (16 years and 3 months to be exact).  Hence, by making the same payments as though you still had a mortgage for another 14 years and 9 months, we complete this program in exactly 30 years, a standard 30 year mortgage.  And in so doing, we are able to calculate thru realistic figures that your total house value should now be around $1,770,422 – an incredible increase in value by using the “Smart Home Program”.  In other words, your home has more than quadrupeled in value from its original value of $400,000 to $1,770-422 or 4.4x more than what we began with.  Quite amazing in my opinion. 

We would like to let you know that we have used realistic calculations and present day tax rates to determine this outcome.  Again, for a much more detailed analysis of how we came up with these figures, please CLICK HERE.  Nonetheless, your home has become a powerful and extremely prosperous asset.  What makes this all the more powerful is that at the time of this writing, if you were to sell your primary home, you would not have to pay taxes on the profits made.  Normally, income on $1.770,422 would be taxed at 37% under IRS capital gain taxes.  If so, this would equal $655,056. But if it’s your primary home, you would not have to pay any tax whatsoever.  There are very few income sources that provide this type of benefit, including stocks and bonds.  

A few comments are in order.  We’ve tried to be conservative in our calculations and projections as possible.  For example, you’re probably aware that home equity values can increase or decrease significantly over time.  For example, in the 2008 real estate bubble collapse, numerous homes lost up to 50% of their value.  But one needs to temper this with a grain of salt.  This would not be true for those who had purchased their houses 15 to 25 years prior to 2008.  In many cases these homeowners were still well ahead.  It was the individual who just purchased a new home who would have seen such losses.  And the greatest losses where experienced by those who were speculating multiple properties in the hope of greater prices (i.e. profits).  Yet on the flip side, in many areas of the country these losses have recently turned into serious profits as house values have dramatically escalated in the last few years.  The bottom line is that over a 30 year period of time, housing should typically hold it’s value if not more so. 

At the same time, we realize that you probably will not have continuous rental income over the total 30 year time frame.  But the point of our example is to show the significant potential that the “Smart Home Program” can offer.  And the key word is “potential”.  We are not promising that you will become a millionaire of more.  We are showing the distinct possibility that it can be done with proper financial planning and prudent stewardship.  As such, we feel comfortable recommending the possibility of owning a second Safe Haven Home using the same principles to add even greater wealth towards your future needs.   Another thought would be to consider owning Safe Haven Home home for recreation, retreat and/or refuge purposes in a highly desireable setting such as the Smokies in Tennessee, Ozarks in Missouri/Arkansas, and so many more areas that offer safe get-away locations.  Make sure to check our Resources link for our future release of the most desireable “refuge and retreat” locations in America.

I hope you will take a look at the more detailed section of “Realistically Become a Millionaire”.  This section ties these concepts together so you can attain a greater understanding of the strategies used for wealth enhancement and/or nest egg security that you never would have been possible without owning a single family home.  Again, just CLICK HERE to get started.  

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There cannot be any question that a Safe Haven Home is one of the safest and most secure homes in the world today.  The protection it offers against electric grid takedown, EMP induced electronic destruction, high wind incursion, among numerous other elements is second to none.  Moreover, because such a home can also provide electrical energy independence (via solar power generation), water and waste independence, and if desired, provision for a conducive home garden arrangement – makes the Safe Haven Home not only “home, sweet home” but a mighty fortress against the dangers that we are seeing coming forth in this day and age.

Most notably, these modifications and additions can be incorporated in the construction of a Safe Haven Home at a very reasonable cost.  We calculate the cost of these improvements would typically be around 10%-15% above a standard constructed home.  The safety and self-reliance such a dwelling can provide for the cost is extremely value based.  We believe these modifications can actually increase the value of your home by a factor of two to three times the expense which the improvements cost.

But it doesn’t have to stop here.  We would like to show you the added benefit of adding a “Smart Home” design criteria to a Safe Haven Home.  To be clear, this concept does employ the use of a segregated living area that is intended to be rented out as income property.  We call this type of a home a “Smart Home” concept.  We realize that not all people would be interested in such a program.  However, if you are open to this idea, we would like to present to you in a nutshell view the near miraculous financial rewards that can potentially be achieved using the “Smart Home Program”.

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